At SIIA Advisory, we believe that every business has the potential to thrive. That's why we offer a comprehensive range of Business Loan solutions to fuel your entrepreneurial dreams, regardless of your business size, stage, or industry.
Whether you're a startup entrepreneur or a seasoned business owner, access to the right financing can be a game-changer. Our Business Loans are designed to help you achieve your entrepreneurial goals, such as:
- Expanding your business
- Launching a new product or service
- Upgrading your equipment
- Managing day-to-day operations
- Refinancing debt
At SIIA Advisory, we understand that every business is unique. That's why we offer a customized approach to Business Loan solutions. Our team of experienced financial advisors will work with you to understand your specific needs and goals, and develop a loan solution that's right for you.
To apply for a Business Loan at SIIA Advisory, you can follow these steps:
- Visit our website or give us a call to discuss your needs.
- Our team of financial advisors will assess your requirements and develop a customized loan solution for you.
- Once you're happy with the loan terms, you'll need to submit the required documents.
- We'll process your application and get back to you with a decision shortly.
- Once your loan is approved, you'll receive the funds within a few days.
- Tailored financing solutions: We offer a wide range of Business Loan products, each designed to meet different business needs.
- Competitive interest rates: We work with a network of lenders to secure competitive interest rates for our clients.
- Flexible repayment plans: Our Business Loan options come with flexible repayment plans that align with your cash flow cycle.
- Expert guidance: Our team of financial experts will guide you through the entire loan application process, from start to finish.
- Quick approvals: We prioritize swift and hassle-free loan approvals so you can focus on growing your business.
- Unparalleled customer service: We offer unparalleled customer service throughout the entire loan journey.
To be eligible for a Business Loan at SIIA Advisory, you must meet the following criteria:
- Your business must be registered in India.
- Your business must have a positive credit history.
- You must have a good CIBIL score.
- Be an Indian citizen or resident
- Be between the ages of 23 and 58
- Have a regular source of income
- Applicant & Co-applicant KYC
- If Partnership / Pvt. Ltd – All partners / directors KYC
- Company KYC
- Company Financials– Latest 2 years
- GST – 3B – 1 Year
- Bank Statement, all business account – Latest 1 year
At SIIA Advisory, we believe in teamwork. Our team of financial experts will work closely with you to understand your needs and goals, and develop a loan solution that's right for you. We'll also be there to guide you through the entire loan application process, from start to finish.
Please note that all loans are subject to terms and conditions. Please carefully review the loan agreement before signing it.
The loan sanction amount for a Business Loan at SIIA Advisory depends on a number of factors, such as the size and stage of your business, your financial statements, and your credit history. However, we typically offer Business Loans ranging from:
- Maximum Amount – 10 Crore
- Minimum Amount – 10 Lakhs
- Rate of Interest (ROI) – 14 % Onwards Varies as per the Lender
- Equated Monthly Installment (EMI) – Monthly
The terms and conditions for a Business Loan at SIIA Advisory will vary depending on the loan product you choose. However, some common terms and conditions include:
- Loan tenure: 12 to 60 months
- Interest rate: Competitive interest rates
- Repayment mode: Monthly installments
- Pre-payment: Varies as per the Lender.
- Foreclosure • Minimum – 2% • Maximum – 5%
- Processing Fee • Minimum – 1% • Maximum - 3%
- Rate of Interest (ROI) – Varies as per the client’s background information of payment history, requirements, and floating rates.
- Equated Monthly Installment (EMI) – Monthly
