A personal loan is an unsecured loan that can be used for any purpose, such as debt consolidation, home improvement, or medical expenses. Personal loans typically have higher interest rates than secured loans, such as mortgages and auto loans, but they are also easier to qualify for.
SIIA Advisory is a leading provider of personal loans, offering competitive interest rates and flexible terms. We also have a team of experienced loan officers who can help you find the right loan for your needs and get approved quickly.
Applying for a personal loan with SIIA Advisory is easy. Simply visit our website or call us to speak with a loan officer. We will need some basic information about you, such as your income, employment, and credit history. We will then review your application and let you know if you are approved.
Personal loans offer a number of benefits, including:
Flexibility: Personal loans can be used for any purpose, so you can use the money to pay for whatever you need.
Speed: Personal loans are typically funded quickly, so you can get the money you need when you need it most.
Convenience: Applying for a personal loan is easy and convenient. You can do it online or over the phone.
To be eligible for a personal loan from SIIA Advisory, you must meet the following criteria:
- Be an Indian citizen or resident
- Be between the ages of 23 and 58
- Have a regular source of income
- Have a good credit score
To apply for a personal loan, you will need to submit the following documents:
- Applicant & Co-applicant KYC
- Last 3 months – Salary Slip
- Bank statement – Latest 1 Year
- Form 16 – 2 years
- PF Statement (Optional) – 1 year
To apply for a personal loan from SIIA Advisory, you can visit our website or call us to speak with a loan officer. We will need some basic information about you, such as your income, employment, and credit history. We will then review your application and let you know if you are approved.
Once your application is approved, a dedicated team of loan officers will be assigned to help you process your loan. They will work with you to collect the required documents and finalize your loan agreement.
The loan sanction amount will vary depending on your individual circumstances, such as your income, credit score, and employment history. However, we typically offer personal loans ranging as follows:
- Maximum Amount - 1 crore
- Minimum Amount - 1 lakhs
- Equated Monthly Installment (EMI) - Monthly
- Rate of Interest (ROI) - 10.25% to 36% Varies as per the Lender.
- Pre-payment Varies as per the Lender.
- Foreclosure: Minimum - 2% Maximum - 5% Varies as per the Lender.
- Processing Fee: Minimum - 1% Maximum - 3% Varies as per the Lender.
- Rate of Interest (ROI) - Varies as per the client's background information of payment history, requirements, and floating rates.
- Equated Monthly Installment (EMI) - Monthly.
Please note that all loans are subject to terms and conditions. Please carefully review the loan agreement before signing it.
